It's Time to Buy That Home!

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Interest rates are still low. Housing prices also remain low and sales continue to lag. There's never been a better time to buy a home and the only place to finance it is, of course, Provident!

Our 30-year fixed-rate mortgages remain our most popular product and continue to offer a very attractive rate, plus:

• No prepayment penalties
• No point options
• Rate can be locked-in during the processing of your application
• You can borrow up to $729,750*
• Many other mortgage options are available

If you're a first-time homebuyer, the $8,000 Homebuyer Tax Credit has been extended until April 30, 2010! If you're buying your first home and sign a binding contract by this extended deadline, you will be eligible for an $8,000 tax credit. Be sure to consult your tax advisor.

Want to keep updated on our rates? Sign up for our free Rate Watch e-mail service by visiting our online Mortgage Center under the "Rates" tab. When you're ready to discuss financing, our mortgage representatives will be happy to help. Just stop by your local community branch, or call (800) 632-4600 Ext. 2703 or (650) 508-0300 Ext. 2703.